:root{--navy:#102d43;--teal:#087f8c;--coral:#ef765f;--ivory:#f8f6f0}*{box-sizing:border-box}body{margin:0;background:var(--ivory);color:var(--navy);font-family:Arial,sans-serif;line-height:1.6}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--teal);outline-offset:4px}header{max-width:1400px;padding:19px 5%;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:25px;background:#fff}header .brand{width:215px;height:75px;object-fit:contain}nav{display:flex;gap:28px;align-items:center;font-size:14px;font-weight:600}nav a{text-decoration:none}.button,button{display:inline-block;background:var(--coral);color:#112b3e;padding:14px 22px;border:0;border-radius:7px;text-decoration:none;font-weight:bold;cursor:pointer}.button:hover,button:hover{filter:brightness(.94)}.outline{background:transparent;border:1px solid var(--teal);color:var(--navy)}section{max-width:1280px;margin:0 auto;padding:65px 40px}.hero{max-width:1440px;padding:0;display:grid;grid-template-columns:1.05fr 1fr;min-height:550px;position:relative;background:#f3efe6}.herocopy{padding:65px 0 55px 8%;z-index:1}.eyebrow{display:block;color:var(--teal);font-size:11px;letter-spacing:2px;font-weight:bold}.hero h1,h1{font-family:Georgia,serif;font-size:clamp(42px,4.5vw,66px);line-height:1.08;font-weight:400;letter-spacing:-1.6px;margin:22px 0}h1 em{font-style:normal;color:var(--teal)}.herocopy p{font-size:18px;max-width:500px;color:#50636d}.herophoto{position:relative;overflow:hidden;border-radius:0 0 0 110px}.herophoto img{height:100%;width:100%;object-fit:cover}.herophoto:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent 70%,#102d4377)}.herophoto span{position:absolute;bottom:25px;left:35px;font-size:10px;letter-spacing:2px;color:white;z-index:1}.herosearch{display:flex;background:#fff;border-radius:10px;padding:9px;box-shadow:0 12px 35px #102d4318;position:relative;width:calc(100% + 90px);margin:32px 0 18px;gap:8px}.herosearch label{flex:1;font-size:10px;font-weight:bold;color:#627680;padding:4px 10px}.herosearch select{border:0;width:100%;background:white;padding:5px 0;color:var(--navy);font-size:13px}.herosearch button{white-space:nowrap;font-size:13px}.fine{font-size:12px;color:#61727b}.sectionhead{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:30px}h2{font-family:Georgia,serif;font-size:clamp(30px,3vw,43px);line-height:1.18;font-weight:400;margin:14px 0 22px}p{color:#546773}.sectionhead p{font-size:14px}.citygrid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.citytile{min-height:190px;display:flex;flex-direction:column;justify-content:flex-end;padding:23px;border-radius:10px;text-decoration:none;color:white;background:linear-gradient(145deg,#105972,#102d43);position:relative;overflow:hidden;transition:transform .2s}.citytile:hover{transform:translateY(-4px)}.citytile:before{content:'';position:absolute;width:180px;height:180px;border:1px solid #ffffff22;border-radius:50%;top:-90px;right:-40px;box-shadow:0 0 0 25px #ffffff08,0 0 0 50px #ffffff06}.citytile.c1{background:linear-gradient(145deg,#0e9ca2,#124f69)}.citytile.c2{background:linear-gradient(145deg,#e5a075,#894a4a)}.citytile.c3{background:linear-gradient(145deg,#2b8194,#24395c)}.citytile.c4{background:linear-gradient(145deg,#736893,#263b57)}.citytile.c5{background:linear-gradient(145deg,#2e8c85,#1c535d)}.citytile:first-child{background:linear-gradient(#102d4322,#102d43de),url('/assets/miami-biscayne-bay.jpg') center/cover}.tiletop{position:absolute;top:20px;left:23px;font-size:9px;letter-spacing:2px}.citytile strong{font-family:Georgia,serif;font-size:25px;font-weight:400}.citytile>span:last-child{font-size:11px;opacity:.85}.styles{background:white;max-width:none}.styles>*{max-width:1200px;margin-left:auto;margin-right:auto}.specialties{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.specialties a{display:flex;flex-direction:column;background:#edf4f2;padding:28px;border-radius:10px;text-decoration:none;min-height:160px}.specialties a:nth-child(2){background:#f7e9dc}.specialties a:nth-child(3){background:#e8ebf4}.specialties a:nth-child(4){background:#e1f0ef}.specialties a>span{font-size:35px;color:var(--teal);line-height:1.3}.specialties strong{font-family:Georgia,serif;font-size:23px;font-weight:400}.specialties small{font-size:11px;margin-top:12px}.how{text-align:center}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:55px;margin-top:40px}.steps b{border:1px solid #c4dedb;border-radius:50%;width:55px;height:55px;display:grid;place-items:center;margin:auto;color:var(--teal)}h3{font-size:19px}.steps p{font-size:14px}.callout{background:var(--navy);color:white;display:flex;justify-content:space-between;align-items:center;border-radius:12px;margin:20px auto 60px;max-width:1200px}.callout .eyebrow{color:#6ed9d4}.callout p{color:#c1d3dc}.pageintro{padding-top:65px;padding-bottom:35px}.pageintro p{max-width:650px;font-size:18px}.pageintro .eyebrow{margin-top:25px}.statecard{display:block;background:linear-gradient(120deg,#102d43,#087f8c);padding:40px;border-radius:12px;color:white;text-decoration:none;max-width:650px}.statecard p{color:#dcf5f3}.statecard span{font-size:11px;letter-spacing:2px}.cityhero{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.cityhero .eyebrow{margin-top:35px}.cityhero img{width:100%;height:320px;object-fit:cover;border-radius:10px}.directory{padding:20px 0 45px}.filters{display:grid;grid-template-columns:2fr 1fr 1fr auto;gap:15px;align-items:end}label{font-size:12px;font-weight:bold}input,select{display:block;width:100%;padding:12px;border:1px solid #cad7d7;border-radius:6px;margin-top:7px;background:#fff;color:var(--navy)}.advisorgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.advisor{background:white;border:1px solid #dce4e1;border-radius:12px;padding:26px;display:flex;flex-direction:column}.avatar{border-radius:50%;background:#dff1ef;color:var(--teal);width:52px;height:52px;display:grid;place-items:center;font-family:Georgia,serif;font-size:21px}.advisor h3{font-family:Georgia,serif;font-size:25px;margin:15px 0 4px}.advisor p{font-size:14px}.advisor .button{margin-top:auto;text-align:center}.advisor .location,.agency{font-size:12px;color:#607581}.chips{display:flex;gap:7px;flex-wrap:wrap;margin:15px 0 23px}.chips span{background:#e9f3f0;color:#246066;font-size:11px;padding:4px 9px;border-radius:5px}.owner{color:#8f4c36;font-size:10px;letter-spacing:1px;font-weight:bold;margin-top:8px}.empty{padding:35px;background:white;border:1px dashed #c8d8d3;border-radius:10px;grid-column:1/-1}.readable{max-width:850px;padding-top:20px;min-height:350px}.readable h2{font-size:30px;margin-top:35px}.actions{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0}footer{border-top:1px solid #dce1dd;max-width:1280px;margin:auto;padding:35px 40px}footer .brand{width:190px;height:65px;object-fit:contain}.footlinks{display:flex;gap:25px;margin:20px 0;font-size:13px}.skip{position:absolute;top:-100px}.skip:focus{top:5px;z-index:10;background:white;padding:10px}@media(max-width:950px){nav{gap:15px;font-size:12px}header .brand{width:180px}.citygrid{grid-template-columns:repeat(3,1fr)}.hero h1{font-size:48px}.herosearch{flex-wrap:wrap;width:calc(100% + 40px)}.herosearch button{width:100%}.specialties{grid-template-columns:repeat(2,1fr)}.advisorgrid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){header{flex-wrap:wrap;padding:14px 20px;gap:10px}header .brand{width:170px;height:55px}nav{width:100%;justify-content:space-between;gap:8px;flex-wrap:wrap}nav .button{padding:7px 10px}.hero{display:flex;flex-direction:column}.herocopy{padding:40px 25px 25px}.hero h1{font-size:46px}.herosearch{width:100%;flex-direction:column}.herophoto{height:230px;border-radius:0}.herophoto img{height:230px}section{padding:40px 22px}.sectionhead{display:block}.citygrid{grid-template-columns:repeat(2,1fr);gap:12px}.citytile{min-height:170px;padding:16px}.citytile strong{font-size:22px}.tiletop{left:16px}.specialties{gap:12px}.specialties a{padding:20px}.specialties strong{font-size:21px}.steps,.cityhero,.advisorgrid{grid-template-columns:1fr}.steps{gap:20px}.callout{display:block;margin:0 20px 40px}.callout .button{margin-top:15px}.filters{grid-template-columns:1fr 1fr}.filters label:first-child{grid-column:1/-1}.cityhero img{height:230px}.footlinks{flex-wrap:wrap}footer{padding:30px 22px}.pageintro h1{font-size:44px}}

/* Caribbean palette: turquoise water, ocean blue, coral, and crisp white. */
:root{--navy:#092f4c;--teal:#006e7b;--coral:#ff826b;--ivory:#effcff;--aqua:#64ffe6;--ocean:#0754a8}
body{background:linear-gradient(180deg,#fff 0%,#effcff 48%,#e3faff 100%)}
header{border-bottom:3px solid #08c6c9;background:#fff}
nav a:not(.button):hover{color:#006e7b}
.hero{background:linear-gradient(120deg,#0754a8 0%,#086bb0 48%,#00747b 100%);color:#fff}
.hero h1{color:#fff}.hero h1 em{color:#64ffe6}
.hero .eyebrow{color:#bcfff2}.herocopy p{color:#f1fcff}.herocopy>.fine{color:#d9faff}
.herosearch{box-shadow:0 16px 38px #002a5350;border:1px solid #a5f4ef}
.herosearch label{color:#3a586c}.herosearch select{color:#092f4c}
.button,button{background:#ff826b;color:#092f4c;box-shadow:0 5px 14px #ff826b20}
.button:hover,button:hover{filter:none;background:#ffa28d}
.button.outline,button.outline{background:#fff;border:1px solid #007f8d;color:#005665;box-shadow:none}
.button.outline:hover,button.outline:hover{background:#d9fffa;border-color:#006e7b}
.herophoto:after{background:linear-gradient(transparent 65%,#003565bb)}
.citytile{background:linear-gradient(145deg,#007c9c,#064b8d);box-shadow:0 8px 20px #087db615}
.citytile.c1{background:linear-gradient(145deg,#007b83,#005b74)}
.citytile.c2{background:linear-gradient(145deg,#be414c,#9d3d78)}
.citytile.c3{background:linear-gradient(145deg,#146ac1,#1741a1)}
.citytile.c4{background:linear-gradient(145deg,#7850ad,#443e8b)}
.citytile.c5{background:linear-gradient(145deg,#007d79,#075f79)}
.citytile:first-child{background:linear-gradient(#063c6710,#06365aeb),url('/assets/miami-biscayne-bay.jpg') center/cover}
.styles{background:#fff}.specialties a{background:#cafff5;border:1px solid #83e8d6;box-shadow:0 6px 18px #007f8d08}
.specialties a:nth-child(2){background:#ffe2d7;border-color:#ffc1ac}
.specialties a:nth-child(3){background:#dbeaff;border-color:#b4d3ff}
.specialties a:nth-child(4){background:#d7f8ff;border-color:#a6e8f5}
.specialties a:hover{box-shadow:0 8px 24px #0754a81a}
.how{background:linear-gradient(130deg,#e1fffa,#e6f1ff);border-radius:18px}
.steps b{background:#fff;border:2px solid #09b5b7;color:#006572}
.callout{background:linear-gradient(115deg,#064995,#006878);box-shadow:0 14px 35px #0754a818}
.callout .eyebrow{color:#a7ffec}.callout p{color:#e1faff}
.pageintro{background:linear-gradient(115deg,#d5fff3,#def1ff);border-radius:0 0 24px 24px}
.statecard{background:linear-gradient(120deg,#0754a8,#007b82)}
.cityhero{background:linear-gradient(125deg,#e0fff8,#e2f0ff);border-radius:0 0 24px 24px}
.advisor{border-color:#addfe5;border-top:4px solid #0baeb4;box-shadow:0 6px 18px #0754a809}
.advisor:nth-child(3n+2){border-top-color:#ff826b}.advisor:nth-child(3n){border-top-color:#3789e5}
.avatar{background:#c7fff1;color:#00606b}.chips span{background:#d8faf5;color:#075865}
.owner{color:#983d2d}.empty{border-color:#65cbd1}.readable{background:#fff;border-radius:12px;margin-top:20px;margin-bottom:25px}
footer{background:#e1faff;border-top:3px solid #08bfc5}.fine,.agency,.advisor .location{color:#4b6576}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #006e7b;outline-offset:4px}
.hero a:focus-visible,.hero button:focus-visible,.hero select:focus-visible{outline-color:#ffcf65}
@media(max-width:650px){.how{border-radius:0}.pageintro,.cityhero{border-radius:0 0 18px 18px}.hero{background:linear-gradient(145deg,#0754a8,#00747b)}}

/* Keep the complete branded city artwork visible at every screen size. */
.cityhero-art{margin:0;min-width:0}.cityhero .cityhero-art img{display:block;width:100%;height:auto;object-fit:contain;border-radius:12px;box-shadow:0 14px 36px #0754a822}

/* Show the full branded homepage graphic without clipping the logo. */
.herophoto{height:auto;align-self:center;border-radius:18px;margin:30px 24px 30px 12px}.herophoto img{display:block;width:100%;height:auto;object-fit:contain}.herophoto:after{display:none}
@media(max-width:650px){.herophoto{margin:0;border-radius:0;align-self:stretch;height:auto}.herophoto img{height:auto}}